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O programa não se trata de doação de moradia. O “Meu Lar, Minha Brodowski” consiste em um subsídio financeiro municipal adicional concedido às famílias que adquirirem imóvel por meio do programa Minha Casa, Minha Vida. Para ter acesso ao benefício na compra do imóvel, é necessário estar apto a obter o financiamento habitacional junto à Caixa Econômica Federal, atendendo a requisitos como não possuir restrições em órgãos de defesa do consumidor e apresentar comprovação de renda.